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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash with an 18 wheeler, the case can take longer to settle than a typical car crash claim. Truck accidents are often associated with severe injuries. There are many factors which affect the time needed to reach an agreement. Here are a few of the most important aspects. Insurance claims Just like all vehicles on the road, 18-wheeler truckers are required to carry a minimum amount of insurance. This is because collisions involving large trucks are more likely to cause serious injuries and property damage as compared to a typical car accident. In fact, these wrecks often result in death and a number of catastrophic injuries. In light of this, it is crucial that the victims of these accidents submit a claim to receive the compensation they are entitled to. While insurance for 18 wheelers is a must but it isn't always easy to find policies that meet all your needs. You may need to purchase additional insurance depending on the type of and quantity of cargo that your trucks carry. For instance, hazmat transporters may require as much as $5 million in liability insurance. Towing insurance and trailer exchange insurance and cargo insurance are all possible options. In addition to this an experienced lawyer can help you determine what types of insurance your company requires. He or she can also help you negotiate with insurance companies to ensure that your claim is appropriately resolved. In some instances insurance companies might try to limit their liability by using the term “comparative fault. This can greatly devalue your claim. A lawyer can help refute these claims to get the maximum amount of compensation you deserve. A skilled lawyer will ensure that you get the funds needed to recuperate regardless of how you were injured in your accident. Settlements In many cases, the victim of a truck crash will receive a settlement offer prior to filing an action. The offer is typically lower than what the victim is entitled to. It's offered by the trucking company or their legal team. 18 wheeler accident attorney roanoke should not accept a deal without speaking to an attorney for personal injury first. The value of the settlement is based on a number of factors, including the extent of injuries and property damage. It also depends on medical expenses. The non-economic damage can also be a factor, particularly in cases where the crash caused you to be physically and emotionally harmed. However they are also more difficult to quantify and require a thorough analysis. The final compensation amount is also influenced by the decision on liability. If you can prove that the person responsible for the accident violated traffic laws or was negligent or caused the accident due to other wrongful act, they will be held accountable for the damages. However, there are other legal defenses that could limit their liability, such as contributory or comparative negligence. The owners of companies that transport goods can also be held liable for accidents. This is a possibility if the driver of the truck was operating it in poor condition or the company failed to keep the vehicle in good shape. In addition, if cargo was not properly loaded or a component of the truck was damaged the shipping and cargo loading company could be held accountable. Filing a lawsuit If the insurance company is unable to offer a fair settlement, you may have no other choice than to start a lawsuit. This could prolong the time to reach a decision however, it could also result in a larger amount of damages. A truck accident lawyer is the best choice, whether you decide to settle or go to court. The insurance companies involved in this instance will attempt to lower your compensation therefore you'll need a lawyer who can protect your interests. A Lafayette truck accident lawyer can review your crash and determine the amount of the damages to ensure that you receive the maximum amount of compensation. In many 18-wheeler accidents there are a variety of parties responsible. For instance, if the truck driver was drunk or breaking the hours of service rules or his employer could be held responsible. In addition, the manufacturer of a part for a vehicle or repair shop could be held liable for a malfunctioning part that caused the accident. Moreover, cargo loading or shipping companies can be held accountable for accidents involving their trucks. This is because these trucks must be loaded and transported in a manner that is safe to prevent them from tipping over or being jackknifed. They are required to adhere to strict safety rules. The law also permits you to seek compensation for non-economic damages, like pain and suffering. Trial Most cases involving truck accidents are settled through negotiations with an insurance company, and a fair settlement should take into account all of your medical expenses as well as treatment costs and other losses you are likely to incur. Your attorney can also assist you in determining the future damages you could be, as well as whether punitive damages could be appropriate. The length of time it takes to obtain a fair and final settlement can depend on many factors, and an experienced attorney can help you through the procedure. The biggest factor is the severity of your injuries, which will determine the amount of compensation that you are entitled to. Some injuries will only impact you for only a few weeks or even months and others could have a an extended or permanent impact on your life. In 18-wheeler accidents, it can take some time to determine who is responsible. This is because several parties can be held responsible as well as the truck driver and the company that employs him. In some instances, there could be mechanical issues in the vehicle that lead to an accident. In this case it is possible to hold the repair shop or the manufacturer accountable for any damage. There are a variety of factors that can affect the size of a settlement for an 18 wheeler collision, but in general, these cases tend to result in larger settlements than those with cars. This is because of the nature of injuries and damage that can result from these accidents, which can be devastating.